What counts as a cruise for travel insurance?

A cruise refers to a journey taken on a vessel, either on the ocean or a river.

It is important to note that a ferry crossing does not qualify as a cruise.

Below, you will find answers to some commonly asked questions regarding what qualifies as a cruise:

Is a cruise:

• Gullet boat (staying onboard overnight)
• Ocean cruise
• River cruise

Isn't a cruise:

• Canal boat trip
• Day boat trip within territorial waters
• Gullet boat (day trip)
• Motor launch/cruiser staying on a lake
• Motor launch/cruiser within territorial waters
• Yacht staying moored in a bay within territorial waters
• Yacht staying on a lake
• Yachting within territorial waters
• Yacht staying in a marina

Is not covered within our insurance

• Cargo ship transport 
• Day boat trip outside territorial waters 
• Motor launch/cruiser outside territorial waters
• Yachting outside territorial waters 
• Yacht staying moored in a bay outside territorial waters 

What is 'territorial waters'?

Territorial waters is a belt of coastal waters that go at most 12 nautical miles (22 km; 14 mi) from the edge of a coastal state.