What does gadget cover include?

What does our gadget cover include?

We will pay you up to the amount shown on the table of benefits for the value of, or repair to, any of your gadget(s) (not hired, loaned or entrusted to you), that are lost, stolen, damaged or destroyed.

Cover is provided based on the amount you paid for the gadget(s) or the current recommended retail price whichever is the lower, excluding credit charges, interest charges or insurance costs and allowing for wear, tear and depreciation.

At our discretion, we may replace the gadget(s) with a refurbished item from one of our dedicated suppliers.

What do we classify as a gadget?

• Mobile/smartphones
• Satellite navigation systems (GPS)
• Personal digital assistants (PDAs)
• Computers
• Laptops
• Tablet computers
• Games consoles (including handheld consoles) and all accessories for these items.

Please see Policy Wording for full Terms and Conditions and special conditions relating to claims.