What is the difference between single trip and annual travel insurance?

The difference between choosing a single trip or annual policy is how often you’re planning on travelling, how long you’re planning on travelling for and where you’re going to:

• With an Annual Travel Insurance policy, you will be covered for multiple trips in a 12-month period (trip limits apply). You can purchase your policy up to 90 days before you want it to start.
  
  
• A single trip policy will cover you for one return trip and can be bought up to 13 months before you travel.